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Investment-Linked Insurance (Insurans Berkaitan Pelaburan)

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investment-linked insurance What is investment-linked insurance? An investment-linked insurance plan is a life insurance that combines investment and protection. Your premiums provide not only a life insurance cover, but part of the premiums will also be invested in specific investment funds of your choice. You get to choose how to allocate your insurance premiums towards protection and investment. Why I should buy investment-linked insurance? You want the flexibility to choose your own level of protection and investment You wish to vary the amount of your premium payments or coverage based on your own personal financial situation. You have the flexibility to choose the type of funds based on your risk aptitude You want a savings plan to maintain your standard of living after retirement. The basic type of investment-linked insurance plans 1)Single-premium plan A single premium-plan features a single lump-sum premium payment, so you don’t h...